Address
3 Elm Court, Palmyra, VA
Price
$ 385,000
Property Attributes
- MLS#2618384
- TypeSingle Family
- Listing Status Active
- CountyFluvanna
- CityPalmyra
- Area228 - Fluvanna
- NeighborhoodLake Monticello
- Zip22963
- Style
- Year Built1988
- Taxes$ 3533
- Price$ 385,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3370
- Lot Size1.178 Acres
Data Source:
Central Virginia Regional MLS (CVRMLS)
Property Description
GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES — 3 ELM CT, PALMYRA, VA 5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow — priced to sell with updates factored into the Reserve. Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing — buy right and capture the equity yourself instead of paying a flipper's markup. STANDOUT FEATURES: In-ground saltwater pool (792± SF), pump ~5 years old - 1.18± acre lot — nearly double neighboring parcels- Two decks (626± & 528± SF), covered porch, storage shed- 3,370± SF finished living space plus 778± SF finished basement- Heat pump w/ central air, block foundation, composition roof- LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining — all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA. IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join. RealAVM™ $582,300 | Confidence Score 93 | Range $542,200–$622,300 | As of 06/08/2026
| Elementary School | Middle School | High School |
|---|---|---|
| Cunningham Elementary School | Fluvanna Middle School | Fluvanna High School |
| Price History | |
|---|---|
| 7/6/2026 | Listed $185,000 |
| 7/24/2026 | 22$226,000 |
| 7/27/2026 | 70$385,000 |
General Features
| Interior Features | Bookcases,Built-in Features,Bedroom on Main Level,Breakfast Area,Bay Window,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Granite Counters |
|---|---|
| Sewer | Public Sewer |
| Heating | Electric,Forced Air |
| Cooling | Central Air,Attic Fan |
| Possession | Close Of Escrow |
| Roof | Composition,Shingle |
| Appliances | Cooktop,Dryer,Dishwasher,Electric Water Heater,Freezer,Ice Maker,Microwave,Range,Refrigerator,Stove,Washer |
| Exterior Features | Deck,Lighting,Porch,Storage,Shed,Paved Driveway |
| HOA | 1200 |
| Garage Spaces | 2 |
| Association Fee Includes | Clubhouse,Common Areas,Pool(s),Recreation Facilities,Road Maintenance,Snow Removal,Trash,Water,Water Access |
| Patio/Porch Features | Balcony,Rear Porch,Deck,Porch |
| Architectural Style | A-Frame,Two Story |
| Pool Features | Concrete,Fenced,In Ground,None,Community |
| Security Features | Controlled Access,Gated Community,Smoke Detector(s),Security Guard |
| Construction Materials | Block,Drywall,Concrete,Plaster,Wood Siding |
| Year Built | 1988 |
| Stories | 2 |
| Levels | Two |
| Property SubType | Single Family Residence |
| Tax Year | 2025 |
| Percent Ownership | Individuals |
| Community Features | Beach,Boat Facilities,Clubhouse,Community Pool,Deck/Porch,Dock,Fitness,Golf,Gated,Lake,Marina,Pond,Pool,Trails/Paths |
| Assoc Fee Paid Per | Annually |
| County | Fluvanna |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Landscaping,Management |
| Home Owner Assoc | true |
| Attached Garage | true |
| Subdivision Name | Lake Monticello |
| Garage Y/N | true |
| Other Structures | Shed(s) |
| Total Rooms | 11 |
| Full Baths | 3 |
| Status | Active |
| High School | Fluvanna |
| Zoning Description | R-4 |
| MLS Area | 228 - Fluvanna |
| Lot Size Units | Acres |
| Waterfront Y/N | false |
| Elementary School | Cunningham |
| Year Built Details | Actual |
| Tax Annual Amount | 3533.36 |
| Middle/Junior High School | Fluvanna |
| Property Condition | Resale |
| Virtual Tour | https://www.dudleyresources.auction/auctions/detail/bw164486 |
| Days on Market | 22 |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Assessed Value | 471114 |
| Tax Lot | 99 |
| Ownership Type | Sole Proprietor |
| Property Sub Type Additional | Single Family Residence |
Interior Features
| Basement | Finished,Garage Access,Heated |
|---|---|
| Flooring | Ceramic Tile,Partially Carpeted,Wood |
| Total Stories | 2 |
| Basement (Y/N) | true |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Screens |
| Half Baths | 1 |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 778 |
| LivingAreaSource | Assessor |
| Total Baths | 4 |
Exterior Features
| Parking Features | Attached,Direct Access,Driveway,Garage,Garage Door Opener,Oversized,Paved,Workshop in Garage,Boat,RV Access/Parking |
|---|---|
| Lot Features | Cul-De-Sac |
| Water Source | Public |
| Lot Size Area | 1.178 |
| Lot Size Acres | 1.178 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 22963
Price
Taxes
Year Built
All or a portion of the multiple listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service, LLC. All
